Paint Now. Pay Over Time.
A repaint shouldn't have to wait for the right month. Through our financing partner Wisetack, you can spread the cost of your Paint HTX project across monthly payments that fit your budget — and see what you qualify for before you commit to anything.
Checking your options takes a few minutes and will not affect your credit score.
Straightforward Terms, No Surprises.
Financing is offered through Wisetack. Below is the published range — your own offer depends on the amount you request and your credit.
Up to $65,000
Project amount
Enough for a whole-home repaint, exterior and interior together, or a multi-building property project.
3–120 months
Repayment terms
Choose a shorter term to pay less interest, or a longer one to keep the monthly payment low.
0–35.9% APR
Rate range
Your actual rate depends on the amount requested and your creditworthiness. Not every project or applicant qualifies for the lowest rates.
No added fees
What you owe
No prepayment fees, no late fees, and no compounding interest. Pay it off early and you simply stop paying interest.
Paint HTX is not a lender and does not make credit decisions. Financing is offered through Wisetack and its lending partners, who determine all rates, terms and approvals.
The Right Time to Paint Is Usually Now.
Paint is one of the few improvements that protects the thing it makes look better. Waiting rarely makes a project cheaper — it usually makes it bigger.
Check Your Options- 01
Do the whole project, not half of it
Budget is the most common reason a repaint gets split into phases. Financing lets you finish the exterior and the interior in one mobilization instead of paying twice to set up.
- 02
Start before the damage spreads
Houston humidity is unkind to bare or failing paint. Sealing a surface this season is almost always cheaper than repairing the rot, siding or drywall behind it next year.
- 03
Keep your savings where they are
A predictable monthly payment leaves your cash reserves intact for the things you cannot schedule — repairs, deductibles, and everything else a house asks for.
- 04
Know the number before you decide
Prequalifying shows you real monthly payment options up front, so you can weigh the project against your budget with actual figures instead of a guess.
Four Steps, Start to Finish.
Step 01: Get your estimate
We walk the property, agree on the scope, and put a written price in front of you. No pressure to finance anything.
Step 02: Check your options
Use the prequalification link to see what you qualify for. It takes a few minutes and uses a soft credit check, so your score is not affected.
Step 03: Pick a monthly payment
Compare the terms you are offered and choose the combination of monthly payment and length that works for you.
Step 04: We get to work
Once your plan is in place we schedule the project and get started. You pay Wisetack monthly; everything else runs exactly as it normally would.
See your monthly payment before you commit to anything.
See If I PrequalifyAny Paint HTX Project.
Financing is not limited to a particular service. If we can quote it, you can finance it — in full or in part.
- Interior painting
- Exterior painting
- Cabinet painting & refinishing
- Whole-home repaints
- Drywall and surface repairs
- Pressure washing
- Color consultation
- Commercial & multifamily projects
Not sure what your project would cost? Browse our services or request an estimate first — financing can come after.
Before You Apply.
Still unsure about something? Call (832) 596-8304 and ask — we would rather you understood the terms than rushed into them.
Find Out What You Qualify For.
It takes a few minutes, it will not affect your credit score, and there is no obligation to move forward.
Important disclosures
All loans are subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0–35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. State interest rate caps may apply. See additional terms at wisetack.com/faqs.
Checking your eligibility uses a soft credit pull and will not affect your credit score. Accepting a financing offer can affect your credit, and your repayment behavior will affect it as well.
Paint HTX is not a lender and does not make credit decisions. Financing is offered through Wisetack and its lending partners, who determine all rates, terms and approvals.